Florida Home Insurance: A New Pool Checklist

Dreaming of a backyard oasis when summer arrives? A backyard pool may seem like bliss for many, however if you are seriously looking at investing in one, it’s worth doing your research. You’ll need to consider everything from capacity to Florida home insurance. Here are just a few pointers.

Local Regulations: it’s wise to look at any local government regulations first. This can help determine just what is essential and permissible.

Type: you have the option of above-ground, in-ground, fiberglass and concrete, not to mention a whole range of tile and pebble finishes.

Design and Size: once you know what you have to work with, you can start the fun part. You might opt for a prefabricated pool to a set design, or build one to your own specifications. Consider the size in relation to the back yard and ensure you leave plenty of room for non-pool activity.

Fencing: it’s an essential safety feature for any pool owner. Should young children be using the pool, remember that they should never be left unattended.

A new pool may also affect the cost of your Florida home insurance, so do advise your agent as soon as you have finalized your pool design. Adding a pool to your home may represent a slightly higher risk in your insurer’s eyes, so it’s something they generally need to be informed about.

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