Florida Flood Insurance Helps you Prepare for the Unexpected
Flash floods are the top cause of weather-related deaths in the United States. The FEMA-sponsored site provides disaster statistics and can help you craft an emergency plan and preparedness kit in case of flooding. Homeowners insurance does not cover floods. Purchasing a flood insurance policy through BB Insurance Marketing, Inc. can protect you!
FEMA also recommends flood insurance, because standard homeowners insurance doesn’t pay for flood damage. Regular insurance pays only for damage from water that enters a home from above, such as rain that comes in through a blown-out window or a hole created by a falling tree limb. Homeowners and renters need a flood policy to protect against damage from a rising river or water that rolls down a hillside.
Almost everyone who has a mortgage in a high-risk flood zone is required to buy flood insurance. But if you live in low- and moderate-risk zones, you might also want coverage, especially in a year like this one. Don’t wait until flooding is imminent to buy insurance. Nearly all policies have a 30-day waiting period before coverage takes effect.
And remember that your home might not be the only thing affected by flooding. Comprehensive car insurance coverage will protect your vehicle against not only flooding but also animal encounters, vandalism and theft.
Flood insurance provides protection for destruction and financial devastation caused by floods. Although it may not seem like much even a few inches of water can cause serious damage; resulting in thousands of dollars in repair and restoration costs. Don’t wait until it’s too late. Contacting BB Insurance Marketing, Inc. today will get you on the path to flood protection with an affordable and comprehensive insurance policy.