Worker’s Compensation is Crucial for any Florida Business
Any business has the potential for employee injury. If an employee gets hurt or ill due to their job, worker’s compensation provides coverage. The costs of medical care, rehabilitation treatments and lost wages are covered by this insurance if the injury is due to the employment. With the economy the way it is, employers are looking for ways to cut costs and often consider skipping having worker’s compensation insurance as it is often quite expensive. This is not only unwise, it is illegal in most states.
One way to help reduce your premiums is to have a safety plan/policy in place. Have written procedures on how certain jobs are to be performed, and make sure all employees are properly trained on the use of equipment. Employees properly trained are less likely to be injured on the job.
When it comes to taking proper care of your employees, it’s better to be safe than sorry, and make sure you’re in compliance with your state regulations. If you are unsure about the insurance you need, contact your broker to determine what is required to keep you in compliance and protected. Don’t risk penalties for not having coverage for you employees in case of an accident. It just isn’t worth it.
BB Insurance Marketing is a full-service insurance agency located in South Florida that specializes in business, personal and benefits insurance. As your leading Florida insurance professionals, we are dedicated to bringing you the most comprehensive and affordable Florida worker’s compensation insurance – without the complications of your ordinary insurance company. Our expert agents look forward to helping you find the most affordable Florida worker’s compensation insurance quotes!