Newlyweds Should Consider “Coupling” Their Car Insurance
According to an old saying, “April showers bring May flowers” but something else that May brings is wedding season! Depending on where you live, May has the perfect weather to get hitched in. Although South Florida is not known for bad weather, you can always count on those wedding invitations popping up for a date in May. And with so many new marriages this month, we wanted to show how newlyweds could save BIG on auto insurance!
Merging or bundling your auto insurance policies is often a money-saver, especially if one of you has an unfavorable driving record. In fact, the driver with the most blemish-free driving record could help the rating and pricing of the person who has a not-so-great record. Some car insurance companies also have multi-vehicle discounts!
However, in some instances, it may make sense for you to not combine insurance coverage. Insurers expect that couples living together may use each other’s vehicles. However, if a bad driving record ends up having more of a negative impact on rates than you expect, you would have to make it very clear that you are having separate policies.
Sixty-one percent of newly married couples say they discussed combining auto policies before they were married, but only 30 percent believed their spouse’s driving record was an important enough topic for a premarital conversation, the NAIC survey found.
BB Insurance Marketing is a full-service insurance agency located in South Florida that specializes in business, personal and benefits insurance. As your leading Florida insurance professionals, we are dedicated to bringing you the most comprehensive and affordable Florida auto insurance – without the complications of your ordinary insurance company. Our expert agents look forward to helping you find the most affordable Florida auto insurance quotes!